Privat24 Integration & Open Finance Solutions

Based on OpenData / OpenBanking concepts, providing compliant, runnable API implementations and protocol analysis for Privat24.

Starting at $300 · Pay on acceptance
OpenData · OpenBanking · Protocol Analysis

Connect Privat24 accounts, transactions, and payments securely to your system

We deliver end-to-end solutions from protocol reverse engineering and authorization flows to production-grade API code and documentation, covering individual and corporate accounts, and merchant payments.

Transactions & Reconciliation — export transaction streams by date/account/type in JSON/CSV/Excel; supports incremental fetch and resume points.
Account Authorization & Session Management — simulate or integrate authorization flows (consent-based open APIs), ensure secure token refresh and multi-device binding strategies.
Payments & Transfers — card-to-card, IBAN transfers, mobile top-ups, and cross-border payments with error handling and retries.
Corporate & Merchant Modules — corporate balances/streams, bulk payment templates, receipts and automated reconciliation.
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What we deliver (sample)

Standard Delivery

  • OpenAPI / Swagger specifications and sample requests
  • Protocol & authorization flow analysis report
  • Runnable backend code (Node.js / Python) with containerization
  • Automated tests, Postman collection, and integration tests
  • Compliance guidance and logging/audit recommendations

Sample API: Generate Statement (pseudo)

# POST /api/v1/privat24/statements
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'account_id': 'ua.privatbank:USER1234',
  'from': '2025-09-01',
  'to': '2025-09-30',
  'page': 1,
  'page_size': 200
}

Response: {
  'status': 'OK',
  'cursor': 'eyJvZmZzZXQiOjIwMCwibG9jIjoiIn0=',
  'transactions': [
    { 'id': 'TX-1001', 'date': '2025-09-05', 'amount': -250.00, 'currency': 'UAH', 'merchant': 'Mobile top-up', 'type': 'RECHARGE' },
    { 'id': 'TX-1002', 'date': '2025-09-11', 'amount': 5000.00, 'currency': 'UAH', 'merchant': 'Salary', 'type': 'CREDIT' }
  ]
}

Typical Integration Scenarios

Automation of reconciliation, accounting system postings, merchant settlements, cross-border payments, and multi-environment testing and monitoring.

Compliance & Security

All work is based on customer authorization or publicly accessible APIs. We provide privacy by design guidance, data minimization, logging, and optional NDA for compliance alignment.

Deployment & Technologies

  • REST/OpenAPI, Webhooks, OAuth 2.0 / MTLS
  • SDKs in Node.js / Python / Go
  • Containerization with Docker/Kubernetes and API gateway integration
  • Automated testing with Postman/pytest/Jest and CI/CD integration

About Our Studio

We are a boutique studio focused on App protocol analysis and open API integrations for finance and commerce. Our team combines experience in banking, payments, and security to deliver compliant, production-ready APIs and documentation.

  • OpenFinance / OpenBanking standard deliveries
  • Android/iOS authorization flows and API wrappers
  • Compliance: GDPR / local data protection guidelines
  • Transparent pricing: from $300 with pay-on-delivery options

Contact

To start a project, get a quote, or submit your app name and requirements, visit our contact page:

Visit Contact / contact.html

📱 Original App Description — Privat24 (PrivatBank) Full Overview (collapsed)

Privat24 provides a broad range of financial services including account management, transfers, bill payments, foreign exchange, and loan products. The app is regulated locally and supports both consumer and corporate users.

  • Cashback & deposits, multi-currency accounts
  • Transfers (card-to-card, IBAN, SWIFT), mobile top-ups, bill payments
  • Card control, virtual cards, limits, and Google Pay integration
  • Loans, installments, savings goals, and analytics
  • Corporate tools: bulk transfers, account statements, and merchant data

Notes: This is a summary of publicly available app features used for technical integration references. Actual APIs and access depend on authorized channels.